Senior Motor Trade Underwriter - Manchester; Halifax; Birmingham

<strong>Senior Motor Trade Underwriter - Manchester </strong><p/><p>We have an exciting opportunity to join us at <b>Covéa Insurance </b> as a <b>Senior Motor Trade Underwriter </b> within our <b>Commercial Lines Team </b>. </p><p/><p>At Covéa Insurance, we’re all about <b>protecting what matters most </b> — whether it’s your home, your car, or your business. Through award‑winning customer service and a wide range of insurance solutions, we strive to make a <b>genuine difference for our customers </b>, partners and each other. </p><p/><p>This role plays a <b>key part </b> in the profitable development of the Midlands, North and Scotland region, as well as our wider Mid‑Market portfolio. You’ll have the opportunity to use your expertise to underwrite new business, <b>support existing portfolios and build meaningful </b>, long‑term relationships with our broker partners. </p><p/><p>We’re looking for someone who brings solid Motor Trade underwriting experience and <b>enjoys working collaboratively with brokers </b> to find the right outcomes for everyone involved. </p><p/><p>This role is <b>hybrid </b>, offering the flexibility to work from home alongside time in our <b>Manchester office (2 days a week) </b>. </p><p/><p><b>Flexibility that works for you </b> </p><p>At Covéa, balance genuinely matters. We recognise that everyone’s circumstances are different, so we’re open to <b>flexible hours, alternative working patterns and arrangements that fit around your life </b>. Many of our colleagues already work flexibly, and we’re always happy to have an open conversation about what would work best for you. </p><p/><p>This is more than just a job; it’s an opportunity to grow, develop, and take on meaningful responsibility as part of a supportive and collaborative team. </p><p/><p><b>What does a typical day look like? </b> </p><ul><li><p><b>Underwriting bespoke commercial motor trade </b> risks in line with Covéa’s strategy and underwriting criteria </p> </li><li><p>Supporting profitable growth by underwriting both <b>new and existing business </b>, including regular on‑site underwriting at broker offices </p> </li><li><p>Building and maintaining strong<b>, trusted relationships </b> with a panel of Mid‑Market brokers </p> </li><li><p>Keeping up to date with market developments, legislation and trends that may <b>impact underwriting decisions </b> </p> </li><li><p><b>Working collaboratively </b> within agreed authority limits, referring cases where appropriate </p> </li><li><p>Supporting the development of Covéa’s commercial lines portfolio by strengthening existing relationships and <b>encouraging new broker partnerships </b> </p> </li> </ul><p/><p><b>What you can bring to the team </b> </p><ul><li><p>Experience underwriting and trading <b>commercial motor products </b> </p> </li><li><p>Strong <b>relationship‑building </b> and stakeholder management skills </p> </li><li><p>Awareness of market, legal and industry developments </p> </li><li><p>The ability to <b>manage and prioritise </b> work effectively across a varied portfolio </p> </li><li><p>Clear, confident communication skills, with the ability to explain and promote <b>Covéa Insurance products positively </b> </p> </li> </ul><p/><p><b>Not sure you tick every box? That’s okay. </b> </p><p><br/>At Covéa, we know that people don’t always meet every requirement — and that <b>potential matters just as much as experience </b>. If this opportunity excites you and you feel you could thrive in the role, we’d love to hear from you. </p><p/><p>We’re committed to building a <b>diverse and inclusive workplace </b> where everyone feels supported, valued and able to do their best work. </p><p/><p><b>Why join us? </b> </p><ul><li><p><b>Flexible working </b> – 36.25 hours per week with flexitime and hybrid options </p> </li><li><p><b>Annual pay review </b> – plus performance‑related bonus (up to 30%, depending on level) </p> </li><li><p><b>Generous holiday allowance </b> – 25–27 days plus bank holidays, with buy/sell options </p> </li><li><p><b>Pension </b> – 7.5% employer contribution, rising to 9% with your contribution </p> </li><li><p><b>A culture where everyone belongs </b> – employee‑led communities, inclusive initiatives and continuous learning </p> </li><li><p><b>Mental and financial wellbeing support </b> – through our dedicated Wellbeing group </p> </li><li><p><b>Career growth </b> – professional training, qualifications and apprenticeships </p> </li><li><p><b>Health and wellbeing benefits </b> – private medical cover, 24/7 Virtual GP, health checks, flu jabs and more </p> </li><li><p><b>Car benefits </b> – Tusker Car Scheme with fully maintained, insured vehicles </p> </li><li><p><b>Everyday savings </b> – gym discounts, Cycle to Work scheme and retail offers via Perkpal </p> </li><li><p>…and much more </p> </li> </ul><p/><p><b>Excited about this opportunity? So are we. </b><br/>Apply today and be part of our journey. </p><p/><p>As a <b>Disability Confident Employer </b>, we’re committed to fair and accessible recruitment. If you need any adjustments or support during the recruitment process, please contact our Recruitment Team at: </p><p/><p>Applicants must currently reside in the UK and have full, unrestricted right to work. Unfortunately, we’re unable to offer visa sponsorship for this role. </p><p/><p/><p/><p/><p><b>Salary: </b> </p>Dependant on Experience<p/><p/><p><b>Working hours: </b> </p>36.25 </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p> </p>